INOVITY INDIA

Paytech Private Limited
API Sandbox
Server Uptime: 99.99%

Architecting Trust At Enterprise Scale.

Inovity India Paytech provides the digital infrastructure for seamless B2B financial onboarding. Deploy military-grade KYC, Bureau Reports, and Verification endpoints via a single, unified API.

Explore APIs API Documentation

AES-256

Encryption

50M+

API Calls/Month

<200ms

Latency

ISO

27001 Certified

Unified Endpoints

Our Core SAAS Solutions

Reduce your client onboarding cost by 80%

Reduce your client onboarding cost by up to 80% with fast, automated KYC, KYB, verification, and compliance APIs—all in one platform. Onboard customers faster, reduce manual work, and scale your business effortlessly.

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Advance Automated Risk Management

Identify, assess, and manage risks smarter with automated data-driven insights, real-time verification, and intelligent monitoring—helping you make faster, safer, and more confident business decisions.

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Fintech Software Development

Build secure, scalable, and innovative fintech solutions tailored to your business. From digital banking and lending platforms to payment systems and financial APIs, we develop technology that simplifies operations and accelerates growth.

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Custom Software Development

Build powerful, scalable, and secure software tailored to your unique business needs. From concept to deployment, we create high-performance solutions that streamline operations, enhance efficiency, and drive long-term growth.

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Experian Report API

Access highly detailed Experian credit risk profiles. Streamline your lending decisions with parsed JSON arrays or full PDF reports for both retail and corporate borrowers.

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Complete KYC Engine

A holistic suite including Voter ID, Driving License, Passport, and Face Liveness APIs to establish iron-clad identity verification for digital onboarding.

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Industry Standard

Your business is safe with us

Inovity India Paytech ensures your business stays protected, trusted, and ready for growth.

bsi.
ISO/IEC 27001
ISO/IEC 27001:2013 Certified
256-BIT
256-bit Encryption
ISO 30107-1/30107-3 Level 2 Compliant
ISO/30107 Level 2 Compliant
DPDP READY
DPDP READY
GDPR READY
GDPR READY
ISO 27017
ISO 27017
iBeta ✔
LEVEL 2 ISO 30107-3
LEVEL 2 ISO 30107-3
AICPA SOC
AICPA SOC
The Inovity Advantage

Engineered For Scale and Compliance.

We don't just provide APIs; we provide the backbone for India's leading financial platforms. Our architecture ensures that NBFCs, Banks, and FinTechs can onboard customers seamlessly without compromising on regulatory strictness.

  • Single Integration Architecture

    One API key grants access to 50+ verification modules. No need to manage multiple vendor integrations.

  • Direct Bureau & Govt Connectivity

    Zero middle-man caching. We pull data directly from CIBIL, Experian, NSDL, and VAHAN servers in real-time.

  • Dedicated Developer Support

    Get a dedicated Slack/WhatsApp channel with our core engineers during your integration phase.

Documentation

API Integration FAQs

How accurate is the PAN Verification API? +
Our PAN Verification API is 100% accurate as it fetches data directly from the NSDL (National Securities Depository Limited) databases in real-time. It returns the exact name registered with the Income Tax Department and indicates if the PAN is linked to Aadhaar.
What details are returned by the RC Verification API? +
Upon passing a valid vehicle number, the API returns comprehensive VAHAN data including: Owner Name, Chassis Number (masked/unmasked based on permissions), Engine Number, Vehicle Class, Registration Date, Insurance Validity, PUCC Status, and Financer Details (if hypothecated).
Does the E-Challan API work for all states in India? +
Yes, our E-Challan API interfaces with the national Parivahan portal, providing pan-India coverage. It retrieves a list of all pending challans, date and time of the violation, specific traffic rules broken, and the exact penalty amount due.
How do the CIBIL and Experian Credit Report APIs format the data? +
We provide dual formatting. Your system can consume the highly structured **JSON response** (perfect for LMS decision engines to parse DPDs, current balances, and scores instantly) or request the raw **PDF Report** for manual underwriting and compliance archiving.
What is the onboarding process for Inovity APIs? +
The process takes less than 24 hours. Once your corporate agreement is signed, we immediately issue Sandbox API keys. After successful UAT (User Acceptance Testing) on your end, Production keys are generated instantly.